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Posted: Friday, March 24, 2017 9:07 AM

Save with cheap Brooklyn NY auto insurance. Get free quick quotes, compare top insurers. Special online rates for New York drivers.

How happy were you the last time you compared rates for car insurance in Brooklyn? Want to save money on your auto insurance? Save up to 40% with the cheapest auto insurance in Brooklyn, NY whether you need full coverage or liability car insurance. Click the link below and start comparing rate quotes from top online providers. Always check with each insurance provider for all possible rate discounts. Compare the best possible quotes. The rate quotes you'll receive are free and you are never under any obligation of any kind.

Best Cheap NY Car Insurance Rates in Brooklyn!

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If you buy automobile insurance coverage to meet the New York State financial responsibility law, you must buy the minimum amount at least. The current minimum liability limits are $25,000 for each injured person, up to a total of $50,000 per accident, and $10,000 for property damage per accident. This basic New York State automobile insurance coverage is called 25/50/10 coverage. Young drivers are also forced to comply with NY financial responsibility laws. In most cases parents can add their children to their auto coverage to satisfy the New York state financial responsibility requirements. Although adding a young driver to a parents' policy may be expensive, its almost certainly cheaper than buying separate automobile coverage for the minor child. Some insurance providers offer a discounted rate for teenagers who have completed an New York State Education Department (NYSED)-approved driver education course. Insurance providers use the type of vehicle you drive, where you live, how you use your vehicle and the policy limits you select to determine the rates they will charge you. Depending on which coverage you purchase, car insurance pays for vehicle replacement or repair, towing, court costs, medical expenses, rental cars, and other expenses. Insurance companies recommend that drivers in New York State carry more than the state-required minimum liability coverage. Opting for a policy that only includes state minimum requirements may help one get the lowest possible premiums. However, New York uses the tort system to determine who will pay for expenses that arise as the result of an accident. The motorist found to be at fault for the accident is responsible for paying all costs incurred. The NY state minimum required liability automobile insurance coverage does provide some protection for drivers, but people who cause accidents will have to pay out of pocket for damage that goes over their policy's coverage limits.



For more information check out New York Dept of Financial Services.

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For more information on Brooklyn, NY go to the City of Brooklyn, NY.

For more New York State insurance check out:

cheap car insurance in Queens

cheap car insurance in Buffalo

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cheap car insurance in Rochester NY

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